Published December 29, 2025

Are Home Prices Going Up or Down in Tampa Bay?

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Written by Michele Herndon

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Are Home Prices Going Up or Down in Tampa Bay?

 

 

The honest answer?
Both — depending on where and how.

 

What the Data Doesn’t Tell You

Average prices can be misleading. Tampa Bay pricing depends on:

  • Neighborhood
  • Home condition
  • Insurance eligibility
  • Flood zone
  • HOA/CDD structure

Where Prices Are Holding Strong

  • Waterfront & lifestyle communities
  • Updated, move-in-ready homes
  • Homes under key psychological price points

Where Prices Are Adjusting

  • Overpriced listings
  • Homes needing insurance-sensitive repairs
  • Communities with rising HOA or CDD costs

The Mistake Buyers & Sellers Make

They assume one headline applies to every home.

It doesn’t.

 

Pricing today is about precision, not prediction.

 

Final Thought from Michele

Tampa Bay real estate isn’t simple — and that’s why local expertise matters.

If you want real guidance, not recycled headlines, I’m always happy to talk through your situation honestly — whether you’re buying, selling, or just planning ahead.

Categories

Homes Sold, Homes Under Contract, Inventory Levels, List-to-Sale Ratio, Median Sale Price, New Listings, Price per Square Foot
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